How to apply for student loan in the UK - There are many students looking for how to apply for a student loan in the UK. Depending on the country that you live in, you will need to apply through different businesses and you will be able to apply for different types of loans.
Many students in England are going to find that they suffer with the rise in tuition fees, which are going up to £9,000 per year in September 2012.
This jump is the biggest in all of the countries in the UK and it means that students will be coming out with more debt.
Students can apply online for their student loan, by going direct to the following website: Direct.gov.uk (student finance).
This will take you through the stages of the loans that you can apply for and how much money you will be entitled to.
If you are opting for the income assessed loan, your parents or partner will need to supply their income details, they will be written to separately to you.
Getting university loans in Wales
Students from Wales, whether they are studying in Wales or elsewhere, will not have to pay the full tuition fees that England have introduced.
You can apply for loans online by visiting Studentfinancewales.co.uk, which will explain the application process and the types of loans that you will be entitled to. Like in England, opting for the income assessed part of the loan will mean that your parents or spouse will be asked for their income details for the previous tax year.
Student financing in Scotland
Scottish students do not need to pay for their tuition fees if they are studying for their first degree- this is all paid for by the Students Award Agency (SAA) in Scotland.
There are different types of loans and grants available for Scottish students, so it is important to read through all of the options before applying.
You can apply for Scottish student loans online by visiting
Student-support-saas.gov.uk, which will go through all of your options and explain, in detail, the type of loans and grants that you are applicable for.
Again, the income assessed loan will require the income details from your parents or spouse.
Education Finance in Ireland
Those from Ireland will need to visit Studentfinanceni.co.uk for information about their finance options for university.
25% of the loan is means tested, so you parents' or spouse's income will be taken into account.
The website will explain all of your options for student loans and you will be able to apply online in a matter of minutes.